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Third-Party Drone Insurance vs Hull Insurance: What's the Difference and Which Do You Need?

Third-Party Drone Insurance vs Hull Insurance: What's the Difference and Which Do You Need?

People often confuse (Third Party Liability) and (Hull Insurance). This article clearly explains the difference.Third-party liability insuranceHull insurance

What is third-party liability insurance? (Required by law)

Covers damage caused by your drone, such as the drone falling on a person or colliding with a car. RRCT coverage limits:For someone else1,000,000 baht

What Is Hull Insurance? (Not Mandatory)

Covers if the DJI Neo crashes: 10,000 baht | Mini: 30,000 baht | Air/Mavic: 70,000 bahtYour own drone

Which one should you choose?

  • Drones priced under 10,000 baht: Standard ฿1,299 (third-party liability only)
  • Drones priced 10,000–30,000 baht: Premium Mini ฿4,399
  • Drones priced 30,000 THB or more: Premium Pro ฿6,399
✓ Comprehensive Drone Insurance

RRCT offers both third-party liability insurance and hull insurance in a single package.

Summary

Third-party liability insurance is mandatory under CAAT law, while hull insurance is suitable for expensive drones. RRCT offers packages that include both.